Ownership

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Use

www.stephenshimko.org maintains this web site (the "Site") as a service to its Users. The information presented herein is for informative and entertainment purposes only. Information, documents and materials (collectively, "Materials") from the Site are for User's personal, non-commercial use, without any right to resell, redistribute or create derivative works therefrom, subject to the terms and conditions outlined below. Use of this Site constitutes agreement with the following terms and conditions.

Disclaimer

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User specifically acknowledges and agrees that www.stephenshimko.org is not liable for any conduct of any User.

This site may contain advice, opinions, and statements of various information providers and content providers. www.stephenshimko.org does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither www.stephenshimko.org nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom.

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Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations. www.stephenshimko.org is not registered under the U.S. Investment Advisers Act of 1940. Accordingly, nothing in such Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of www.stephenshimko.org to purchase or sell any of the shares or securities of companies mentioned, nor should it be considered as investment advice.

Links to third party web sites

This Site contains links to third-party web sites. The linked sites are not under the control of www.stephenshimko.org and www.stephenshimko.org is not responsible for the contents of any linked site or any link contained in a linked site. www.stephenshimko.org provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by www.stephenshimko.org .

If this Site contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "Forums"), User agrees to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, User agrees that when using a Forum, User shall not do any of the following:

• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
• Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
• Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
• Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
• Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.
• Falsify the origin or source of software or other material contained in a file that is uploaded.
• Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters. Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

User acknowledges that all Forums are public and not private communications. Further, User acknowledges that chats, postings, conferences, e-mails and other communications by other users are not endorsed by www.stephenshimko.org , and such communications shall not be considered reviewed, screened, or approved by www.stephenshimko.org . www.stephenshimko.org reserves the right for any reason to remove without notice any contents of the Forums received from Users, including without limitation e-mail and bulletin board postings.